Holistic Financial Planning

Financial planning helps take the guesswork out of managing your finances and helps clarify the implications of each financial decision. We help our clients determine the scope of services they may need from budgeting to planning for retirement to saving for education to managing insurance coverage. Our financial professionals can also provide social security and Medicare counseling. Everyone has different financial goals so it’s important to have a unique plan for your financial situation that will work now and in the future.

Charitable Giving

Both our primary custodians, Fidelity Investments and Charles Schwab, offer charitable donor advised funds. A charitable, donor-advised fund account allows investors to contribute cash or appreciated assets to a charitable account to realize the greatest possible tax benefits—and then support their favorite charities over time. Both Fidelity and Charles Schwab’s donor advised funds serve a wide range of philanthropic investors and accounts range in size from $5,000 to more than $500 million.

Estate Planning

We have a network of estate planning attorneys we work with to help our clients develop customized estate plans including Wills, Trusts, Durable & Healthcare Powers of Attorney and Living Wills/Advance Directives.

Trustee Services

Willingdon offers trustee services through Fidelity Investments and a local independent trust company for all types of personal trusts including Testamentary, Living, Charitable, Insurance, & Special Needs Trusts. Fiduciary services include planning, trust administration, accounting, discretionary distributions, tax reporting, and communication with beneficiaries. Please contact us for additional information on each of these services.

Young Professional Services

Young Professionals have specific challenges such as paying off student debt, saving for a home purchase or saving for children’s future college expenses.

First we will evaluate your current financial situation, your short and long-term goals, and your tolerance for risk, then develop a financial plan specific to you. Since the only constant in life is change, we review and update your plan annually to monitor your progress and help you stay on the path toward achieving your goals.

Some specific needs of Young Professionals we can assist with are:

• Student loan repayment strategies
• Budgeting, cash flow planning and retirement saving strategies
• Education funding and planning
• Consultation on employer 401K choices
• Home financing
• Estate and insurance planning